First-Time Buyer Specialist

Your First Car
Starts Here

Connect with dealerships that specialize in first-time buyers — even with no credit history.
Serving Oregon and Southwest Washington.

2-Minute Application
Free & No Obligation
No Credit OK

Why Choose Eazy Car Loan?

Designed specifically for first-time car buyers with no credit history

Dealerships That Specialize in First-Time Buyers

We connect you directly with experienced dealerships in Oregon and SW Washington that have the inventory, expertise, and lender relationships to help first-time buyers get financed.

No Credit History? We Can Help

Our partner dealerships work with multiple lenders who specialize in first-time buyers. They understand you're just starting your credit journey.

Quality New & Pre-Owned Vehicles

Browse quality new and certified pre-owned vehicles from trusted manufacturers at our partner dealerships in Oregon and Southwest Washington.

Flexible Payment Options

Our dealership partners work to find financing options that fit your budget with transparent pricing and clear terms — no surprises.

Simple 4-Step Process

From application to driving away, we make it incredibly easy

1

Complete Application

Fill out our secure 2-minute application — it's free with no obligation.

2

Get Connected

Your application goes directly to our partner dealerships who specialize in first-time buyers.

3

Review Options

A financing specialist will contact you to discuss your options and answer questions.

4

Find Your Car

Visit the dealership, choose your vehicle, and work with their team to finalize financing.

Who Can Apply?

Our program is designed for everyone, regardless of credit history

Anyone 18 years or older ready to own their first car
Individuals with limited or no credit history
Budget-conscious buyers seeking affordable payments
Students and recent graduates building credit
Anyone ready to take the first step toward car ownership

Premium Features for First-Time Buyers

Everything you need to finance your first car with confidence

2 min
Application

Quick Response Time

Submit your application in just 2 minutes and hear back quickly from our dealership partners.

SSL
Encrypted

Secure Application

Your information is transmitted securely and shared only with our trusted dealership partners.

1-on-1
Support

Expert Guidance

Work directly with financing specialists who know how to help first-time buyers succeed.

Options
For You

Multiple Lender Options

Our dealership partners work with various lenders to find options that may work for you.

Not Sure How Much Car You Can Afford?

Use our free affordability calculator to discover your ideal price range based on your budget.

Instant calculations based on your budget
No credit check required
Personalized recommendations
Ready to Get Started?

Start Your First Car
Buying Journey Today

You don't need extensive credit history to get started. Complete our free 2-minute application and connect with dealerships that specialize in first-time buyer financing.

2 min
To Apply
Free
No Obligation
No Credit
History OK
SSL Encrypted
2-Minute Application
No Obligation